Posted by Yuki Ku | Apr 19, 2024 | 0 Comments

If you are running a business, it’s easy to give estate planning less priority than your other business matters. After all, if you’re facing challenges meeting next month’s payroll or your goals for growth over the coming quarter, concerns over your potential incapacity or death can seem far less urgent.

14 Ways to Show Your Finances Some Love This Year - Part 2

Posted by Yuki Ku | Mar 11, 2024 | 0 Comments

Last week we explored 7 ways to show your finances and your family some love with smart, tax-advantaged financial tips for the new year: Make a Qualified Charitable Distribution (QCD) Front-load Your 401(k) Contributions Set Up an IRA for a Child Make Donations During Spring Cleaning Give the Gift of Appreciated Stock Shares Establish a 529 College Plan Make a Roth Conversion

14 Ways to Show Your Finances Some Love This Year - Part 1

Posted by Yuki Ku | Mar 04, 2024 | 0 Comments

Ah, February is just behind us – the month of love, where hearts flutter and chocolates abound (single people, stay with me here). But amidst the romantic whirlwind, there's a different kind of love that deserves our attention: the love we show ourselves and our family through thoughtful financial planning.  Now I know what you’re thinking – that doesn’t sound as fun or showy as a fancy night out or a bouquet of flowers (or a night in with Netflix). But trust me, making smart planning decisions with your assets is one of the best gifts you can give – and a gift that keeps giving over time.

Think Your Kids Will Automatically Be Cared For In the Way You Want? They Might Not Be Unless You Do This

Posted by Yuki Ku | Feb 26, 2024 | 0 Comments

As parents, we're hardwired to prioritize our children's well-being above all else. We work tirelessly to provide for them, nurture them, and ensure they have every opportunity to thrive. Yet, amidst the hustle and bustle of daily life, it's easy to overlook a crucial aspect of their future: what happens to them if we're no longer here to care for them? It's a sobering thought, but one that deserves your attention. You may assume that in the event of your untimely passing, your children will automatically be cared for and inherit your assets. However, the reality is far more complex and potentially unsettling.

This New Law Makes It Easier to Save for Retirement and Pay Off School Loans At The Same Time

Posted by Yuki Ku | Feb 19, 2024 | 0 Comments

Navigating your financial journey with the heavy burden of student loan debt on your back can feel overwhelming. You're faced with a critical decision: should you prioritize paying down those loans, or should you focus on the future, contributing to your workplace retirement plan? It's a tough call, especially when choosing loan payments means missing out on the opportunity to grow your savings through employer retirement matches.

Protecting Your Family's Safety Net: How to Set Up Your Life Insurance Policy The Right Way

Posted by Yuki Ku | Jan 22, 2024 | 0 Comments

A comprehensive Life & Legacy Plan is about creating a strategy that lets you enjoy your life to the fullest while protecting your loved ones' future when you can no longer be there. It might seem like life insurance is an easy way to help secure your loved ones’ future – and it is – but your policy must be set up in the right way to have the best possible impact on your family. The way you set up your beneficiary designations on your insurance policy can significantly impact its effectiveness, how it’s used, and who controls it after you die. In this blog, we'll explore how not to name beneficiaries on your life insurance and how to name beneficiaries to ensure your loved ones have the funds they need to thrive when something happens to you.

Your Most Important New Year's Resolution: A Kids Protection Plan

Posted by Yuki Ku | Jan 15, 2024 | 0 Comments

As we welcome the New Year, filled with hope and resolutions for a brighter future, if you have minor children or grandchildren, put this commitment at the top of your list– a Kids Protection Plan ®. Even if you have already named legal guardians for your children (or your siblings have done it for their kids, or your kids have done it for your grandchildren), most people … even lawyers! … make 1 of 6 common mistakes when naming legal guardians. And, if you (or your siblings or your children) haven’t named legal guardians for minors you care about, make it your New Year’s resolution is to take care of the littles in your life before the end of this month.

5 Questions to Ask Before Hiring a Life and Legacy Planning Lawyer

Posted by Yuki Ku | Jan 05, 2024 | 0 Comments

Discover the empowering approach to estate planning with Roots and Wings Legal, P.C., where your family's future is secured with care, attention, and expertise. Our Life and Legacy Planning Session, a comprehensive dive into your family dynamics and assets, is the first step towards making informed decisions for yourself and your loved ones. Charged at $750, fully credited to your planning investment upon engagement, this session ensures transparency and alignment with your family's needs. Explore the critical questions to ask before hiring a life and legacy planning lawyer, understand our unique, responsive service approach, and learn how our contingency planning offers peace of mind for all eventualities. At Roots and Wings Legal, P.C., we're not just drafting documents; we're building lasting relationships and providing a legacy of trust.

What Caregivers Need to Know About Estate Planning for a Loved One With Dementia – Part 1

Posted by Yuki Ku | Jan 02, 2024 | 0 Comments

Caring for a loved one with dementia is a challenge that millions of families undertake each year. As a caregiver, understanding how a dementia diagnosis affects your loved one’s legal decision-making is crucial to ensuring their wishes are honored and that you are providing them with the best possible care. In this blog, we'll explore the importance of estate planning, even after a dementia diagnosis, as the best method to ensure the wishes and rights of your loved one are protected.

How to Approach Family Money Talks During the Holidays

Posted by Yuki Ku | Dec 14, 2023 | 0 Comments

With the holiday season approaching, family gatherings offer an ideal opportunity to discuss essential topics like money, inheritance, and estate planning. However, addressing these matters requires tact. Here are three tips for a productive conversation: 1. Share Your Intentions in Advance Init...

Navigating Legal Changes at 18: A Parent’s Guide

Posted by Yuki Ku | Dec 07, 2023 | 0 Comments

Beyond the trials of puberty and the whirlwind of high school, a significant milestone approaches: the 18th birthday. This marks your child's leap into adulthood, bringing forth both new responsibilities and rights. From a legal perspective, this transition triggers substantial changes that deman...

Have Unused 529 College Savings? Roll Them Into a Roth in 2024

Posted by Yuki Ku | Dec 07, 2023 | 0 Comments

In December 2022, Congress passed the SECURE 2.0 Act, bringing significant changes to the world of retirement savings and student loans. Two key parts of the Secure 2.0 Act are set to take effect in 2024, and they could substantially impact your family's financial future.  In this blog, we explai...

Obtaining A Power Of Attorney For Elderly Parents

Posted by Yuki Ku | Nov 23, 2023 | 0 Comments

Helping your aging parents make important decisions can be tough, but having a power of attorney (POA) can ease the process. It lets you make financial or medical choices for them when they can't due to age or illness. Though discussing this with your parents might be challenging, starting early ...

Will Your Estate Plan Work When Your Family Needs It?

Posted by Yuki Ku | Nov 16, 2023 | 0 Comments

Estate planning often feels like a task to check off your list. You might hire a lawyer or use online forms to create documents, file them away, and forget about it. But it's not a one-time thing. Your plan won't work if you don't update it when your assets, family, or laws change. Neglecting upd...

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